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除客戶及本行外，任何人士均無權根據《合約（第三者權利）條例》執行或享有本條款及細則下的任何利益。 結餘轉戶讓貸款申請人可集中處理一筆債務，將多筆債務合併，減輕同時應付多筆貸款的壓力，從而實現節省利息、每月還款額及縮短還款期等效果。 網�